Disclaimer and Disclosure

By viewing this website or anything made available on or through this website, including but not limited to programs, products, services, opt-in gifts, e-books, videos, webinars, blog posts, newsletters, emails, social media, and/or other communication (collectively referred to as “Site”), you are agreeing to accept all parts of this Disclaimer and Disclosure. Thus, if you do not agree to the Disclaimer and Disclosure below, STOP now, and do not access or use this Website.

Disclosure 

In 2009, the Federal Trade Commission {FTC} revised their guidelines regarding endorsements and testimonials in order to protect the public from any intentionally errant or misleading advertising that has been paid for by a group or company. Since this blog is a source of income and may occasionally incorporate endorsements or testimonials, we wanted to disclose the following to you:

  • The content of our blog is a source of income for us and therefore may be used to promote products, services, or other businesses.
  • We will only choose to promote products/services/businesses that we have, in fact, used and that we feel will be beneficial to our readers.
  • You can trust us. We will always give our genuine opinion about a product or service whether or not we are partnering with the service provider and/or receiving payment to do so.
  • Our number one priority is accuracy and fairness to our readers, and we would never compromise the truth just to make a buck. Ever.
  • Mentions of associated products/services/businesses within the content of our blog may or may not be noted as an affiliate in every reference.

We make it our goal to be up front and honest with every post we write.

Disclaimer

FOR EDUCATIONAL AND INFORMATIONAL PURPOSES ONLY.

The information provided On or through this Site is for educational and informational purposes only and solely as a self-help tool for your own use.

NOT LEGAL OR FINANCIAL ADVICE.

I am not an attorney, accountant or financial advisor, nor am I making myself out to be. The information contained in this Site is not intended to be a substitute for legal or financial advice that can be provided by your own attorney, accountant, and/or financial advisor. I cannot be held responsible for any errors or omissions, and I accept no liability whatsoever for any loss or damage you may incur. Always seek financial and/or legal counsel relating to your specific circumstances as needed for any and all questions and concerns you now have, or may have in the future. You agree that the information on our Site is not legal or financial advice.

PERSONAL RESPONSIBILITY.

You aim to accurately represent the information provided to us on or through our Site. You acknowledge that you are participating voluntarily in using our Site and that you are solely and personally responsible for your choices, actions and results, now and in the future. You accept full responsibility for the consequences of your use, or non-use, of any information provided on or through this Site, and you agree to use your own judgment and due diligence before implementing any idea, suggestion or recommendation from my Site to your life, family or business.

NO GUARANTEES.

I aim to support and assist you in reaching your own goals, but your success depends primarily on your own effort, motivation, commitment and follow-through. I cannot predict and do not guarantee that you will attain a particular result, and you accept and understand that results differ for each individual. Each individual’s results depend on his or her unique background, dedication, actions, and numerous other factors. You fully agree that there are no guarantees as to the specific outcome or results you can expect from using the information you receive on or through this Site.

ASSUMPTION OF RISK.

You understand that any mention of any suggestion or recommendation on or through my Site is to be taken at your own risk, with no liability on my part, recognizing that there is a rare chance that illness, injury or even death could result, and you agree to assume all risks.

LIMITATION OF LIABILITY.

By using this Site, you agree to absolve me of any liability or loss that you or any other person may incur from use of the information, products or materials that you request or receive through or on my Site. You agree that I will not be liable to you, or to any other individual, company or entity, for any type of damages, including direct, indirect, special, incidental, equitable or consequential loss or damages, for use of or reliance on my Site. You agree that I do not assume liability for accidents, delays, injuries, harm, loss, damage, death, lost profits, personal or business interruptions, misapplication of information, physical or mental disease or condition or issue, or any other type of loss or damage due to any act or default by me or anyone acting as our agent, consultant, affiliate, joint venture partner, employee, shareholder, director, staff, team member, or anyone otherwise affiliated with my business or me, who is engaged in delivering content on or through this Site.

INDEMNIFICATION AND RELEASE OF CLAIMS.

You hereby fully and completely hold harmless, indemnify and release me and any of my agents, consultants, affiliates, joint venture partners, employees, shareholders, directors, staff, team members, or anyone otherwise affiliated with my business or me from any and all causes of action, allegations, suits, claims, damages, or demands whatsoever, in law or equity, that may arise in the past, present or future that is in any way related to my Site.

NO WARRANTIES.

I MAKE NO WARRANTIES RELATED TO THE PERFORMANCE OR OPERATION OF MY SITE. I MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE INFORMATION, CONTENT, MATERIALS, PROGRAMS, PRODUCTS OR SERVICES INCLUDED ON OR THROUGH THE SITE. TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, I DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANT ABILITY AND FITNESS FOR A PARTICULAR PURPOSE.

ERRORS AND OMISSIONS.

Although every effort is made to ensure the accuracy of information shared on or through this Site, the information may inadvertently contain inaccuracies or typographical errors. You agree that I am not responsible for the views, opinions, or accuracy of facts referenced on or through my Site, or of those of any other individual or company affiliated with my business or me in any way. Because technology and business practices are constantly evolving, you agree that I am not responsible for the accuracy of my Site, or for any errors or omissions that may occur.

NO ENDORSEMENT.

References or links on my Site to the information, opinions, advice, programs, products or services of any other individual, business or entity does not constitute my formal endorsement. I am not responsible for the Site content, blogs, e-mails, videos, social media, programs, products and/or services of any other person, business or entity that may be linked or referenced in my Site. Conversely, should my Site link appear in any other individual’s, business’s or entity’s website, program, product or services, it does not constitute my formal endorsement of them, their business or their Site either.

AFFILIATES.

I may promote, affiliate with, or partner with other individuals or businesses whose programs, products and services align with mine. When I promote, market, share or sell programs, products or services for other partners I may, in exchange, receive financial compensation or other rewards. You agree that any such promotion or marketing does not serve as any form of endorsement. You are required to use your judgment to determine that any such program, product or service is appropriate for you. You are assuming all risks, and you agree that I am not liable in any way for any program, product or service that I may promote, market, share or sell on or through my Site.

By using my Site you are agreeing to all parts of the above Disclaimer. If you have any questions about this Disclaimer, please contact me at [email protected]